Invoicing for businesses that get paid in more than one currency.
Draft, approve, send and collect in naira, dollars, pounds, euros or kronor, with every step on an audit trail and nothing rounded on the way through.
14 days free. No card required.
Invoice
SWB-INV-2026-0042
Amount due
₦125,000.00
Harborline Studios Limited · Zenith 1029
Sent to the client. Chasing starts a week before it falls due.
What it does
Bill in the currency you were paid in
Naira, dollars, pounds, euros, kronor. One currency per invoice, so it can be settled by one transfer and receipted as one payment, and you are only offered the currencies your business actually holds an account in.
One click from written to issued
Write it, then press one button. If somebody else has to approve it, they are told; if not, it is issued there and then. The number is allocated inside a database transaction at that moment, so it can never collide or repeat.
Paid into your own bank accounts
Clients pay you directly, into the account printed on the invoice. Record the transfer, verify it, and a numbered receipt is issued and emailed to whoever paid. We are never in the middle of your money.
Chases the money so you do not have to
A courtesy note a week out, one on the day, then firmer reminders at a week, a fortnight and a month late. Each one quotes what is still owed, and they stop the moment it is paid.
Every action on an audit trail
Sign-ins, approvals, bank-detail changes, payments, refusals. Append-only, with the actor, their role at the time, and what changed.
Getting paid
The part everyone puts off, on a schedule.
Nothing fires in the first week after the due date, because a few days late is usually a payment run rather than a problem. After that it gets firmer, and it never invents a late fee nobody agreed to.
- A week outA note that it falls due, in case it needs scheduling.
- On the dayDue today, and no harm done if it was paid yesterday.
- A week lateStill unpaid. Tell us if a query is holding it up.
- A fortnightSecond reminder, and a request for a payment date.
- A monthFinal notice, pointing at the terms you actually agreed.
Every one quotes the balance still outstanding, not the original total. They stop the moment the invoice is settled.
Separation of duties
Nobody signs off their own invoice.
The person who prepares an invoice cannot be the person who approves it, and the person who records a payment cannot be the one who verifies it. On by default, enforced on the server rather than by hiding a button, and written into the audit trail either way.
Working alone, you can switch it off, because otherwise a one-person business could never issue anything at all. Switching it off asks you to confirm who you are and is recorded permanently. That is the honest version of a control most invoicing tools leave to good intentions.
5
currencies, each kept as its own money and never blended into one total
5
reminders before an unpaid invoice is a conversation you have to have
0
invoice numbers ever reused, and none allocated before approval
Pricing
One plan. Everything included.
Every feature on every account. Fair-use limits warn you rather than blocking work or dropping data. See the full breakdown on the pricing page.