Focus on your business. Ugwo handles the essentials of running it.
Billing and collections, payroll and statutory compliance, built from running a business rather than from a feature list. Nothing complicated. Nothing unnecessary.
Free while we are in early access. No card required.
Invoice
SWB-INV-2026-0042
Amount due
₦125,000.00
Harborline Studios Limited · Zenith 1029
Sent to the client. Chasing starts a week before it falls due.
The essentials of running your business
Billing & Collections
Get the work billed. Get paid.
Raise invoices and quotations, see what is paid, outstanding or overdue, and let the reminders do the chasing. One currency per invoice, in naira, dollars, pounds, euros or kronor, so it settles in one transfer and receipts as one payment.
More on Billing & CollectionsPayroll
Pay your people. Get the numbers right.
Employee remuneration, deductions and employer obligations, calculated the same way every month rather than rebuilt in a spreadsheet each time.
More on PayrollCompliance
Know what you owe. Know when it is due.
PAYE, Pension, NHF, NSITF and ITF kept visible, with due dates, payments, references and evidence in one place instead of another compliance spreadsheet.
More on CompliancePaid into your own bank accounts
We are never in the middle of your money.
Clients pay you directly, into the account printed on the invoice. Record the transfer, verify it, and a numbered receipt is issued and emailed to whoever paid.
Every action on an audit trail
Who did what, and when.
Sign-ins, approvals, bank-detail changes, payments, refusals. Append-only, with the actor, their role at the time, and what changed.
Getting paid
The part everyone puts off, on a schedule.
Nothing fires in the first week after the due date, because a few days late is usually a payment run rather than a problem. After that it gets firmer, and it never invents a late fee nobody agreed to.
- A week outA note that it falls due, in case it needs scheduling.
- On the dayDue today, and no harm done if it was paid yesterday.
- A week lateStill unpaid. Tell us if a query is holding it up.
- A fortnightSecond reminder, and a request for a payment date.
- A monthFinal notice, pointing at the terms you actually agreed.
Every one quotes the balance still outstanding, not the original total. They stop the moment the invoice is settled.
Two people sign off
Nobody signs off their own invoice.
The person who prepares an invoice cannot be the person who approves it, and the person who records a payment cannot be the one who verifies it. On by default, enforced on the server rather than by hiding a button, and written into the audit trail either way.
Working alone, you can switch it off, because otherwise a one-person business could never issue anything at all. Switching it off asks you to confirm who you are and is recorded permanently. That is the honest version of a control most invoicing tools leave to good intentions.
5
currencies, each kept as its own money and never blended into one total
5
reminders before an unpaid invoice is a conversation you have to have
0
invoice numbers ever reused, and none allocated before approval
Pricing
One plan. Everything included.
Every feature on every account. Fair-use limits warn you rather than blocking work or dropping data. See the full breakdown on the pricing page.