Free access right now, no card

One plan. Every feature. No surprises at month end.

No per-seat maths, no feature locked behind a tier you have to guess at, and no limit that stops you invoicing halfway through a month.

Standard

₦5,000.00

per month, billed monthly

Get started free

Free during early access. Card asked for only when normal billing resumes.

Invoices
500 / month
Users
10
Clients and projects
Unlimited

Those two are soft limits. Cross one and you get a warning, never a blocked invoice or lost data.

Everything included

The whole platform, from day one.

Billing

  • Invoices in five currencies, one per invoice, from as many registered businesses as you bill under
  • Quotations and pro forma invoices that convert straight to invoices
  • Recurring invoice drafts and renewal reminders
  • Credit notes and client statements

Control

  • Approval workflow, numbers assigned only at approval
  • Self-approval blocked by default, and switching that off is verified and recorded
  • Amount thresholds requiring an owner sign-off
  • Two-factor authentication, step-up checks on bank details, and server-side session revocation
  • Invitations rather than passwords set on your behalf

Getting paid

  • Payments into your own bank accounts, with an optional second pair of eyes
  • Part payments, with the balance tracked and never allowed to be overpaid
  • Receipts on their own numbered sequence, emailed to whoever paid
  • Five staged reminders from a week before due to a month overdue
  • Tracking tax your clients pay to the government for you, and the proof of it

Seeing the numbers

  • Revenue by client, project, service, and business
  • Tax summary, tax your clients paid for you, and how long invoices have been unpaid
  • Approval turnaround, email history with one-click resend, and a full audit trail
  • CSV export on every report

What it does not do.

Worth knowing before you sign up rather than after:

  • A card payment link on the invoice - clients pay you by transfer, into your own account
  • A public API
  • Accounting-software sync

If one of those is the thing you need, say so and it moves up the list. We would rather lose a signup than surprise you a fortnight in.

Questions

Before you put your billing on it.

Nothing right now - Ugwo is free for every organisation while we are in early access, so there is no trial clock running. Normal billing resumes when that period ends: after that, access to the app is suspended, not deleted, and you can still sign in, see your billing, and export everything. Subscribing brings it all back exactly as you left it. Your data is kept for 90 days after a cancellation.

You. Your clients pay into the bank account printed on your invoice, directly. We never touch that money and never sit between you and your client. The only payment we process is your own subscription.

You get a warning, and nothing else. We never block invoicing or delete anything for crossing a limit - a billing tool that stops you billing at month end is worse than useless. If you are regularly over, talk to us and we will sort out a plan that fits.

Yes. Access continues to the end of the period you have already paid for, and there is no exit fee or lock-in. Export your data on the way out.

No. Getting started needs an email address and nothing else - Ugwo is free for everyone while we are in early access. We ask for payment details only once normal billing resumes.

Ten, on the standard plan, each with their own sign-in and their own role. That matters more than the number: the approval and payment controls only mean anything if people have separate accounts, so sharing one login defeats the point of the product.

Not yet - billing is monthly, by card. If paying for a year up front would suit your finance team better, say so and we will set it up; it is a short conversation rather than a feature we are waiting to build.

By card, through our payment provider, on the same day each month. Your card details never reach us. This is entirely separate from how your own clients pay you, which is by transfer into your own bank account.

Yes, and it is included. Email support@ugwo.ng and we will walk through your businesses, bank accounts and first invoice with you. Most businesses are issuing within an hour without help, but the offer stands either way.

There is no client-facing portal, no public API, and no accounting-software sync yet. We would rather say so than let you find out after signing up. If one of those is a dealbreaker, tell us and it moves up the list.